Bankruptcy
North Carolina
North Carolina
North Carolina
Texas
North Carolina
North Carolina
Chapter 7
Chapter 7 is intended to be used by moderate to low income debtors or businesses. To file a chapter bankruptcy the debtor must pass the “means test” which compares the debtor’s income to that of other similarly situated debtors in the area to determine if the debtor’s income is at or below the median. In a chapter 7 bankruptcy the debtor’s non-exempt assets can be sold by the Trustee and the proceeds used to repay creditors. At the end of a chapter 7 most debts of the debtor are discharged or eliminated.
Chapter 12
Chapter 12 is reserved for family farmers and family fishermen. Like a chapter 13 bankruptcy, chapter 12 requires the debtor to submit a repayment plan that allows for the repayment of the majority of the debtor’s debts over an extended period of time.
Chapter 13
Chapter 13 is typically used by debtors whose income exceeds the “means test” median for the area. It can also be used by debtors who qualify to file a chapter 7 but who have valuable non-exempt assets they wish to protect that would be lost in a chapter 7. Chapter 13 requires the debtor to develop a repayment plan that allows for the repayment of most debts over an extended period of time, usually three to five years.
Chapter 11
Chapter 11 is typically used by a business debtor; however, it can also be used by an individual debtor whose debts exceed the chapter 13 limit. Chapter 11 requires the debtor to create a reorganization plan that will keep the debtor in business and provide for repayment of debts over an extended period of time. .
Small Business Reorganization Act of 2019 (SBRA - Subchapter V)
SBRA is very NEW (February 19, 2020) and used by a small business debtor. SBRA requires the debtor to create a reorganization plan that will keep the debtor in business and provide for repayment of debts over an extended period of time.
What We Can Do For You
- File Chapter 7 Bankruptcy
- File Chapter 13 Bankruptcy
- File Chapter 11 Bankruptcy
- File SBRA Bankruptcy
- Stop foreclosure
- Stop evictions
- Modify a mortgage loan
- Lower property taxes
- Remove second a mortgage
- Stop wage garnishments
- Stop bank account garnishments
- Reinstate a driver’s license
- Stop vehicle repossession
- Stop creditor harassment
Robinson Law is designated by Congress as a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
We have a proven track record in dealing with the IRS and tax debts and all aspects of debt relief.
Business and High-Income Consumer and Business Bankruptcies
The Bankruptcy Code has many loopholes along with the use of state and federal court inside the Federal Court plus each district and trustee have different rules. Other forms and information with be provided as we help you make a fresh start in life.
The decision to seek protection through bankruptcy is typically not an easy decision to make. Most debtors spend months, even years, trying to resolve their financial problems before they turn to bankruptcy. Frequently, valuable resources are wasted along the way. A debtor may face repossession, IRS collections, or be served with a Notice of Foreclosure before finally turning to bankruptcy. For this reason, a debtor facing financial crisis is wise to consult with the experienced bankruptcy attorney early on, before assets are threatened or wages garnished.
Once the decision to file bankruptcy has been made, a debtor must decide which bankruptcy chapter to utilize. The following is a brief description of each chapter:
Student Loan Debt
Robinson Law can help you with many avenues with student loan debt:
- Rehabilitating federal loans, discharging private debt
- Securing Public Service Loan Forgiveness
- Negotiating a student loan settlement
You may qualify for discharge, dismissal, or cancellation of your student loan if you are experiencing financial hardship, such as:
- Undue hardship
- Permanent or temporary disability, or some sort of incapacity
- Identity theft
- False certification
- Your school refused to refund you money that was owed due to withdraw
- School closure while you were there or before you started class
- Death
Consultations to fit your schedule
Get Started with Robinson Law
Robin§on Law is a national lawtech & consulting firm helping diverse businesses and people STAY OUT OF COURT through ALTERNATIVE LEGAL THINKING.
A quick 15 Minute meeting to see if we can work together.
A meeting to tell us how we can help you.
An in-depth discussion about your needs.
Pricing of services
BANKRUPTCY CASE EVALUATION & MEANS TEST
BANKUPTCY & DEBT RELIEF INCLUDING STUDENT LOANS
BANKUPTCY & DEBT RELIEF INCLUDING STUDENT LOANS
From $400 - $3,500+
This is for payment of an Bankruptcy Case Evaluation and Means Test. This is when the prospective client needs information before an available consultation or when the case needs an indepth evaluation to access a proposed fee for representation. It is only for case evaluation and legal opinion. The payment of representa
From $400 - $3,500+
This is for payment of an Bankruptcy Case Evaluation and Means Test. This is when the prospective client needs information before an available consultation or when the case needs an indepth evaluation to access a proposed fee for representation. It is only for case evaluation and legal opinion. The payment of representation is deposited in the Operating Account and is not refundable except within the rules of the state of conflict's ethic rules, such as when the attorney does not perform any work with the client. This a limited representation and is not an agreement to take the case to send any letter or communication to the other party or to file any case in the court. A written agreement will be signed by attorney and client if other representation is needed in this case.
BANKUPTCY & DEBT RELIEF INCLUDING STUDENT LOANS
BANKUPTCY & DEBT RELIEF INCLUDING STUDENT LOANS
BANKUPTCY & DEBT RELIEF INCLUDING STUDENT LOANS
FROM $1500 - $4600
Bankruptcy and Debt Relief including Student Loans
Jurisdictions:
- North Carolina
- Texas
Compensation: $400 an hour or Flat Rate
Bankruptcy Defense: $400 an hour
Business Chapter 7 – $3500 +
Chapter 11 – $10,000 to 25,000 +
Chapter 12 – $5000 +
Small Business Reorganization Act of 2019 (SBRA - Subchapter V) - $5000 +
YOU WILL GET A SECURED PORTAL AND ONLINE WORKSHEET
Mail or Delivery is available in some areas.
Comparison of Chapter in Bankruptcy
In your initial meeting, Robinson Law will help your decide which Chapter of Bankruptcy to file. Most people file a Chapter 7 or 13.
Items needed for consumer bankruptcy
For consumer bankruptcies, please get this information.
Complete Worksheet
This worksheet will help you get most of the information needed to file your bankruptcy. If you have questions, please ask Robinson Law.
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All Meetings are by Zoom or Phone:
North Carolina: 704-370-9797 // Texas: 512-720-7800 // National: 1-888-786-5544
Only by appointment
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